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Financial Literacy Basics

44 posts
  • Financial Literacy Basics

Mid‑Year Tax Moves to Maximize Refunds

mid year tax planning
Curious how mid-year tax moves can boost your refund? Discover expert tips to maximize your savings before year-end.
  • Alex Sonor
  • September 29, 2025
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  • Financial Literacy Basics

Cash Discounts Vs Credit Surcharges Explained

discounts versus surcharges
Cash discounts and credit surcharges impact pricing strategies; understanding their differences can help you decide which approach benefits your business.
  • Alex Sonor
  • September 27, 2025
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  • Financial Literacy Basics

Inflation‑Indexed Bonds (TIPS) 101

inflation protected government bonds
Stay informed on Inflation‑Indexed Bonds (TIPS) and discover how they can help protect your investments from inflation risks.
  • Alex Sonor
  • September 25, 2025
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  • Financial Literacy Basics

Credit Score Recovery After Missed Payments

rebuilding credit after missed
Understanding how to recover your credit score after missed payments can be complex, but taking these steps can help you regain financial stability.
  • Alex Sonor
  • September 23, 2025
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  • Financial Literacy Basics

Target‑Date Funds: How They Rebalance

automatic portfolio rebalancing process
Managing risk over time, target‑date funds rebalance automatically, but understanding their strategy can help you make informed retirement decisions.
  • Alex Sonor
  • September 21, 2025
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  • Financial Literacy Basics

Reading an HOA Budget and Fees

understanding hoa financials
I can help you understand your HOA budget and fees, revealing what they truly mean for your community’s financial health and future.
  • Alex Sonor
  • September 19, 2025
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  • Financial Literacy Basics

Understanding Tax‑Deferred Vs Tax‑Free Accounts

tax advantages of accounts
Tax-deferred and tax-free accounts offer distinct benefits; understanding their differences can help you optimize your investment strategy and maximize your savings potential.
  • Alex Sonor
  • September 16, 2025
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  • Financial Literacy Basics

Debt Snowball Vs Debt Avalanche: Which Wins?

debt repayment strategies comparison
Debt snowball vs debt avalanche: which wins for your financial goals? Discover the key differences and choose the best strategy for you.
  • Alex Sonor
  • September 14, 2025
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  • Financial Literacy Basics

Evaluating No‑Fee Vs Annual‑Fee Credit Cards

comparing free and paid cards
By understanding the differences between no-fee and annual-fee credit cards, you can make smarter choices—continue reading to find out which suits your financial goals best.
  • Alex Sonor
  • September 11, 2025
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  • Financial Literacy Basics

Understanding Escrow Accounts in Mortgages

mortgage escrow account management
Understanding escrow accounts in mortgages helps you manage property taxes and insurance payments smoothly—discover how to stay on top of your homeownership responsibilities.
  • Alex Sonor
  • September 9, 2025
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financial planning for major milestones
  • Budgeting Tips

Budgeting for Big Life Events: Buying a Car, Moving, or Starting a Family

Considering big life changes? Discover essential budgeting tips to prepare financially…
  • DealsBuy Team
  • November 24, 2025
reduce utility costs year round
  • Frugal Lifestyle Hacks

How to Save Money on Utilities Year-Round

Great tips to save on utilities all year, but discovering the best strategies can keep…
  • DealsBuy Team
  • November 23, 2025
prioritize savings in budget
  • Budgeting Tips

The “Pay Yourself First” Approach: Put Savings in Your Budget

Keen to secure your financial future? Discover how paying yourself first can transform…
  • DealsBuy Team
  • November 23, 2025
mastering store price negotiation
  • Smart Shopping Strategies

The Art of Haggling: How to Negotiate Prices in Stores

Aiming to master the art of haggling? Discover essential negotiation tips that could…
  • DealsBuy Team
  • November 22, 2025
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