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Personal Finance

49 posts
  • Financial Literacy Basics

How Taxes Work: Understanding Tax Brackets and Deductions

tax brackets and deductions
Boost your tax knowledge by understanding brackets and deductions—discover how smart planning can keep more money in your pocket.
  • DealsBuy Team
  • December 31, 2025
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  • Financial Literacy Basics

Good Debt Vs Bad Debt: Know the Difference

distinguish between beneficial and harmful borrowing
Just understanding the key differences between good and bad debt can dramatically impact your financial future—discover how to make smarter borrowing decisions today.
  • DealsBuy Team
  • December 20, 2025
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  • Financial Literacy Basics

Inflation Basics: How Rising Prices Impact Your Budget

rising prices affect budgets
Maybe you’re feeling the pinch from rising prices, but understanding inflation’s impact can help you stay prepared—here’s what you need to know.
  • DealsBuy Team
  • December 15, 2025
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  • Budgeting Tips

Using Multiple Bank Accounts to Organize Your Budget

separate accounts for budgeting
Boost your budgeting with multiple bank accounts—discover how clear boundaries and organized finances can transform your financial future.
  • DealsBuy Team
  • December 13, 2025
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  • Budgeting Tips

How to Use Budget Percentages (50/30/20 and More)

budget allocation strategies
Calculating and applying budget percentages like 50/30/20 helps manage your finances effectively, but mastering the details can be challenging without guidance.
  • DealsBuy Team
  • December 12, 2025
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  • Budgeting Tips

Reviewing Your Subscriptions: Trim Recurring Costs

evaluate and reduce subscriptions
Breaking down your subscriptions can reveal hidden savings and prevent unnecessary charges—discover how to optimize your recurring costs today.
  • DealsBuy Team
  • December 10, 2025
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  • Financial Literacy Basics

The 50/30/20 Rule: Budgeting Simplified

divide allocate prioritize manage
Just understanding the 50/30/20 rule can transform your financial future—discover how to balance your budget effectively today.
  • DealsBuy Team
  • December 9, 2025
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  • Budgeting Tips

Budgeting With Cash Only: Pros and Cons of a Cash-Only Lifestyle

cash only budgeting advantages
Having a cash-only budget can boost discipline and clarity, but is it the right choice for your lifestyle? Discover the pros and cons.
  • DealsBuy Team
  • December 6, 2025
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  • Budgeting Tips

The Latte Factor Debate: Do Small Expenses Really Matter?

small expenses versus savings
Ongoing debates question whether small expenses like daily lattes truly impact long-term financial health, prompting you to consider the significance behind every dollar spent.
  • DealsBuy Team
  • December 5, 2025
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  • Financial Literacy Basics

How to Build an Emergency Fund (and Why You Need One)

save money for emergencies
Keeping an emergency fund can protect your finances when unexpected expenses arise—discover why it’s essential and how to start building yours today.
  • DealsBuy Team
  • December 4, 2025
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share living expenses economically
  • Frugal Lifestyle Hacks

Living With Roommates: Save on Rent and Utilities

Keeping shared living affordable depends on effective communication and cooperation,…
  • DealsBuy Team
  • January 2, 2026
tax tips for side hustlers
  • Financial Literacy Basics

Side Hustle Income: Tax and Financial Considerations

Inefficient tax management can cost you; discover essential strategies to handle your…
  • DealsBuy Team
  • January 2, 2026
vpn incognito cheaper flights
  • Smart Shopping Strategies

Incognito & VPN for Cheaper Flights: Myth or Fact?

Theories suggest incognito mode and VPNs may lower flight costs, but understanding…
  • DealsBuy Team
  • January 1, 2026
investment scams and fraud
  • Financial Literacy Basics

Financial Red Flags: Ponzi Schemes and Investment Scams

Avoid falling for scams by recognizing common financial red flags in Ponzi schemes and…
  • DealsBuy Team
  • January 1, 2026
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