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Personal Finance

47 posts
  • Financial Literacy Basics

Inflation Basics: How Rising Prices Impact Your Budget

rising prices affect budgets
Maybe you’re feeling the pinch from rising prices, but understanding inflation’s impact can help you stay prepared—here’s what you need to know.
  • DealsBuy Team
  • December 15, 2025
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  • Budgeting Tips

Using Multiple Bank Accounts to Organize Your Budget

separate accounts for budgeting
Boost your budgeting with multiple bank accounts—discover how clear boundaries and organized finances can transform your financial future.
  • DealsBuy Team
  • December 13, 2025
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  • Budgeting Tips

How to Use Budget Percentages (50/30/20 and More)

budget allocation strategies
Calculating and applying budget percentages like 50/30/20 helps manage your finances effectively, but mastering the details can be challenging without guidance.
  • DealsBuy Team
  • December 12, 2025
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  • Budgeting Tips

Reviewing Your Subscriptions: Trim Recurring Costs

evaluate and reduce subscriptions
Breaking down your subscriptions can reveal hidden savings and prevent unnecessary charges—discover how to optimize your recurring costs today.
  • DealsBuy Team
  • December 10, 2025
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  • Financial Literacy Basics

The 50/30/20 Rule: Budgeting Simplified

divide allocate prioritize manage
Just understanding the 50/30/20 rule can transform your financial future—discover how to balance your budget effectively today.
  • DealsBuy Team
  • December 9, 2025
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  • Budgeting Tips

Budgeting With Cash Only: Pros and Cons of a Cash-Only Lifestyle

cash only budgeting advantages
Having a cash-only budget can boost discipline and clarity, but is it the right choice for your lifestyle? Discover the pros and cons.
  • DealsBuy Team
  • December 6, 2025
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  • Budgeting Tips

The Latte Factor Debate: Do Small Expenses Really Matter?

small expenses versus savings
Ongoing debates question whether small expenses like daily lattes truly impact long-term financial health, prompting you to consider the significance behind every dollar spent.
  • DealsBuy Team
  • December 5, 2025
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  • Financial Literacy Basics

How to Build an Emergency Fund (and Why You Need One)

save money for emergencies
Keeping an emergency fund can protect your finances when unexpected expenses arise—discover why it’s essential and how to start building yours today.
  • DealsBuy Team
  • December 4, 2025
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  • Budgeting Tips

Budgeting Tools Comparison: Apps Vs Spreadsheets Vs Paper

budgeting methods comparison
Choosing the right budgeting tool depends on your preferences and tech comfort.…
  • DealsBuy Team
  • November 26, 2025
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  • Budgeting Tips

Creating a Budget Buffer: Why You Need a Miscellaneous Fund

emergency funds for unexpected expenses
Discover why establishing a miscellaneous fund is essential for financial stability and how it can help you manage unexpected expenses effectively.
  • DealsBuy Team
  • November 25, 2025
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eat seasonal produce affordably
  • Seasonal Savings Guides

Seasonal Produce Guide: Save Money by Eating In-Season

Fascinating tips on seasonal produce can help you save money and enjoy fresher…
  • DealsBuy Team
  • December 18, 2025
affordable winter vacation ideas
  • Seasonal Savings Guides

Winter Staycation Ideas for Budget-Friendly Fun

Find fun and affordable ways to enjoy a winter staycation that will make your season…
  • DealsBuy Team
  • December 17, 2025
choosing the right credit card
  • Couponing & Cashback

Cashback Credit Cards vs. Travel Rewards Cards: What’s Right for You?

Discover whether cashback or travel rewards cards suit your spending habits and travel…
  • DealsBuy Team
  • December 17, 2025
saving on gift returns
  • Seasonal Savings Guides

Returning Gifts and Holiday Purchases: Money-Saving Tips

Just knowing store policies and keeping receipts can save you money when returning…
  • DealsBuy Team
  • December 16, 2025
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